Term insurance plans were introduced with a very basic structure the plan will offer a death cover will cover youfor up to 65 years and premiums can be paid in only the annual mode then as more insurers started offering online term insurance plans things started to become a little complex today there is limited pay plans increasing cover plans staggered payout plans return of premium plans and dozens of combinations while this profusion of choices is good news it is also becoming a problem as most Millennials are unable to decide on which policy to buy in this video we'll separate the wheat from the shaft and identify the most important variables you need to consider when buying a term insurance plan before we get started make sure you subscribe to the ETMONEY Channel and hit the bell icon for updates. let's get started number one identify your needs and the term insurance coverage you seek your term insurance coverage should broadly assess how much financial resources yo...